:root{
  --brand:#1975BD; --brand-2:#3D96FF; --ink:#242424; --text:#282828; --muted:#616670;
  --line:#E9E9E9; --soft:#F4F8FC; --white:#fff; --dark:#0f1b2a;
  --radius:10px; --shadow:0 10px 30px rgba(15,27,42,.08);
}
*{box-sizing:border-box}
html{scroll-behavior:smooth;scroll-padding-top:90px}
body{margin:0;font-family:Lato,system-ui,-apple-system,Segoe UI,sans-serif;font-size:16px;line-height:1.6;color:var(--text);background:var(--white)}
img{max-width:100%;height:auto;display:block}
a{color:var(--brand)}
h1,h2,h3,h4,h5{color:var(--ink);line-height:1.2;margin:0 0 .6em;font-weight:900}
h1{font-size:clamp(2.1rem,5vw,3.75rem)}
h2{font-size:clamp(1.6rem,3.2vw,2.5rem)}
h3{font-size:1.35rem;font-weight:700}
p{margin:0 0 1em}
.wrap{max-width:1180px;margin:0 auto;padding:0 20px}
.skip{position:absolute;left:-9999px}.skip:focus{left:10px;top:10px;background:#fff;padding:8px;z-index:100}
.eyebrow{display:block;color:var(--brand);font-weight:700;letter-spacing:.12em;text-transform:uppercase;font-size:.85rem;margin-bottom:.5em}
.section{padding:80px 0}
.section.soft{background:var(--soft)}
.center{text-align:center}
.lead{font-size:1.15rem;color:var(--muted);max-width:760px}
.center .lead{margin-left:auto;margin-right:auto}

/* buttons */
.btn{display:inline-block;background:var(--brand);color:#fff;border:0;border-radius:6px;padding:14px 28px;font:700 1rem Lato,sans-serif;text-decoration:none;cursor:pointer;transition:background .2s}
.btn:hover{background:#125e99}
.btn-sm{padding:10px 18px;font-size:.9rem}
.btn-light{background:#fff;color:var(--brand)}.btn-light:hover{background:#eaf3fb}
.btn-outline{background:transparent;border:2px solid #fff}.btn-outline:hover{background:rgba(255,255,255,.12)}

/* header */
.site-header{position:sticky;top:0;z-index:50;background:#fff;box-shadow:0 1px 0 var(--line)}
.header-inner{display:flex;align-items:center;gap:24px;min-height:80px}
.logo img{width:180px;height:auto}
.primary-nav{margin-left:auto}
.primary-nav>ul{display:flex;gap:4px;list-style:none;margin:0;padding:0}
.primary-nav li{position:relative}
.primary-nav a{display:block;padding:10px 12px;color:var(--ink);text-decoration:none;font-weight:700;font-size:.95rem}
.primary-nav a:hover,.primary-nav a[aria-current]{color:var(--brand)}
.sub{display:none;position:absolute;left:0;top:100%;min-width:240px;background:#fff;box-shadow:var(--shadow);border-radius:8px;list-style:none;margin:0;padding:8px 0}
.sub a{font-weight:400}
.has-sub:hover>.sub,.has-sub:focus-within>.sub{display:block}
.sub-toggle{display:none}
.menu-toggle{display:none;margin-left:auto;background:none;border:0;padding:10px;cursor:pointer}
.menu-toggle span{display:block;width:26px;height:3px;background:var(--ink);margin:5px 0;border-radius:2px}
@media (max-width:1020px){
  .header-call{display:none}
}
@media (max-width:900px){
  .menu-toggle{display:block}
  .primary-nav{display:none;position:absolute;left:0;right:0;top:100%;background:#fff;box-shadow:var(--shadow);max-height:calc(100vh - 80px);overflow:auto}
  .primary-nav.open{display:block}
  .primary-nav>ul{flex-direction:column;padding:10px 20px 20px}
  .has-sub{display:flex;flex-wrap:wrap;align-items:center}
  .has-sub>a{flex:1}
  .sub-toggle{display:block;background:none;border:0;width:44px;height:44px;cursor:pointer;position:relative}
  .sub-toggle::after{content:"";position:absolute;left:16px;top:14px;width:9px;height:9px;border-right:2px solid var(--ink);border-bottom:2px solid var(--ink);transform:rotate(45deg)}
  .sub,.has-sub:hover>.sub{display:none;position:static;box-shadow:none;width:100%;padding:0 0 0 14px}
  .has-sub.open>.sub{display:block}
}

/* hero */
.hero{position:relative;color:#fff;display:flex;align-items:center;min-height:clamp(560px,46vw,85vh);padding:80px 0;background:linear-gradient(90deg,rgba(10,20,35,.88) 0%,rgba(10,20,35,.55) 60%,rgba(10,20,35,.25) 100%),var(--bg) center 15%/cover no-repeat}
.hero>.wrap{width:100%}
@media (min-width:1600px){.hero{background-image:linear-gradient(90deg,rgba(10,20,35,.88) 0%,rgba(10,20,35,.55) 45%,rgba(10,20,35,.2) 100%),url('/wp-content/uploads/2024/03/shutterstock_289273805-2-2048x1365.jpg')}}
@media (max-width:700px){.hero{min-height:0;padding:90px 0 100px;background-position:70% 20%}}
.hero h1{color:#fff;max-width:640px;border-left:6px solid var(--brand);padding-left:20px}
.hero .sub-h{font-size:1.3rem;font-weight:700;max-width:560px;margin-bottom:1.6em}
.hero-actions{display:flex;flex-wrap:wrap;gap:14px;align-items:center}
.hero-phone{color:#fff;text-decoration:none;font-weight:900;font-size:1.25rem}
.hero-phone small{display:block;font-weight:400;font-size:.8rem;letter-spacing:.1em;text-transform:uppercase;opacity:.8}

/* page banner */
.page-banner{background:linear-gradient(rgba(10,20,35,.72),rgba(10,20,35,.72)),var(--bg) center/cover no-repeat;color:#fff;padding:90px 0 80px;text-align:center}
.page-banner h1{color:#fff;margin-bottom:.3em}
.crumbs{font-size:.95rem;opacity:.9}.crumbs a{color:#fff}

/* layout pieces */
.split{display:grid;grid-template-columns:1fr 1fr;gap:56px;align-items:center}
.split.top{align-items:start}
@media (max-width:860px){.split{grid-template-columns:1fr;gap:36px}}
.checks{list-style:none;padding:0;margin:0 0 1.4em;display:grid;grid-template-columns:1fr 1fr;gap:10px 20px}
.checks li{padding-left:30px;position:relative;font-weight:700}
.checks li::before{content:"";position:absolute;left:0;top:3px;width:18px;height:18px;border-radius:50%;background:var(--brand) url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='white' stroke-width='3'%3E%3Cpath d='M5 12l5 5 9-10'/%3E%3C/svg%3E") center/12px no-repeat}
@media (max-width:520px){.checks{grid-template-columns:1fr}}
.badges{display:flex;flex-wrap:wrap;gap:20px;align-items:center}
.badges img{max-height:90px;width:auto}
.cards{display:grid;grid-template-columns:repeat(3,1fr);gap:26px}
@media (max-width:900px){.cards{grid-template-columns:1fr 1fr}}
@media (max-width:600px){.cards{grid-template-columns:1fr}}
.card{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:30px;box-shadow:var(--shadow)}
.card h3{margin-bottom:.4em}
.card .num{display:inline-flex;width:44px;height:44px;border-radius:50%;align-items:center;justify-content:center;background:#e8f2fb;color:var(--brand);font-weight:900;margin-bottom:14px}
.rounded{border-radius:var(--radius);box-shadow:var(--shadow)}
.stats{background:var(--brand);color:#fff;padding:56px 0}
.stats .wrap{display:grid;grid-template-columns:repeat(4,1fr);gap:20px;text-align:center}
.stats strong{display:block;font-size:2.6rem;font-weight:900;line-height:1.1}
@media (max-width:700px){.stats .wrap{grid-template-columns:1fr 1fr}}
.quotes{display:grid;grid-template-columns:repeat(3,1fr);gap:26px}
@media (max-width:900px){.quotes{grid-template-columns:1fr}}
.quote{background:#fff;border-radius:var(--radius);padding:30px;box-shadow:var(--shadow);margin:0}
.quote p{font-style:italic}
.quote footer{font-weight:700;color:var(--ink)}
.quote footer span{display:block;font-weight:400;color:var(--muted);font-size:.9rem}
.stars{color:#f5b301;letter-spacing:2px;margin-bottom:8px}
.steps{max-width:820px;margin:0 auto}
.steps details{background:#fff;border:1px solid var(--line);border-radius:8px;margin-bottom:12px}
.steps summary{cursor:pointer;padding:18px 22px;font-weight:900;color:var(--ink);list-style:none;display:flex;justify-content:space-between}
.steps summary::after{content:"+";color:var(--brand);font-size:1.4rem;line-height:1}
.steps details[open] summary::after{content:"–"}
.steps details p{padding:0 22px 18px;margin:0}
.cta-band{background:var(--dark);color:#fff;padding:60px 0}
.cta-band h2{color:#fff}
.cta-inner{display:flex;align-items:center;justify-content:space-between;gap:30px;flex-wrap:wrap}
.cta-inner p{margin:0;opacity:.85}
.posts{display:grid;grid-template-columns:repeat(2,1fr);gap:30px}
@media (max-width:760px){.posts{grid-template-columns:1fr}}
.post-card{border:1px solid var(--line);border-radius:var(--radius);overflow:hidden;background:#fff;box-shadow:var(--shadow);display:flex;flex-direction:column}
.post-card img{aspect-ratio:3/2;object-fit:cover;width:100%}
.post-card .body{padding:24px}
.post-card .cat{font-size:.8rem;text-transform:uppercase;letter-spacing:.1em;color:var(--brand);font-weight:700}
.post-card h3 a{color:var(--ink);text-decoration:none}
.more{font-weight:900;text-decoration:none;letter-spacing:.05em}

/* prose */
.prose{max-width:820px}
.prose h2{margin-top:1.4em}
.prose h3{margin-top:1.2em}
.prose ul{padding-left:1.3em}
.prose li{margin-bottom:.4em}
.prose img{border-radius:var(--radius);margin:1.5em 0}
.content-section{padding:70px 0;border-bottom:1px solid var(--line)}
.content-section:nth-child(even){background:var(--soft)}
.side-card{background:var(--dark);color:#fff;border-radius:var(--radius);padding:30px;position:sticky;top:110px}
.side-card h2,.side-card h3{color:#fff}
.side-card ul{list-style:none;padding:0;margin:0 0 1.2em}
.side-card li a{color:#fff;display:block;padding:8px 0;border-bottom:1px solid rgba(255,255,255,.15);text-decoration:none}
.with-side{display:grid;grid-template-columns:1fr 320px;gap:50px;align-items:start}
@media (max-width:960px){.with-side{grid-template-columns:1fr}.side-card{position:static}}
.contact-list{list-style:none;padding:0;margin:0}
.contact-list li{padding:18px 0;border-bottom:1px solid var(--line)}
.contact-list strong{display:block;color:var(--ink);font-size:1.1rem}

/* forms */
.lead-form{background:#fff;border-radius:var(--radius);box-shadow:var(--shadow);padding:30px;border:1px solid var(--line)}
.lead-form h3{margin-bottom:16px}
.lead-form label{display:block;font-weight:700;font-size:.9rem;color:var(--ink);margin-bottom:14px}
.lead-form input,.lead-form select,.lead-form textarea{display:block;width:100%;margin-top:6px;padding:12px 14px;border:1px solid #cfd6de;border-radius:6px;font:400 1rem Lato,sans-serif;color:var(--text);background:#fff}
.lead-form input:focus,.lead-form select:focus,.lead-form textarea:focus{outline:2px solid var(--brand-2);border-color:var(--brand)}
.lead-form .grid2{display:grid;grid-template-columns:1fr 1fr;gap:0 14px}
@media (max-width:520px){.lead-form .grid2{grid-template-columns:1fr}}
.lead-form .consent{display:flex;gap:10px;align-items:flex-start;font-weight:400;font-size:.78rem;color:var(--muted);line-height:1.45}
.lead-form .consent input{width:auto;margin-top:3px;flex:none}
.lead-form .btn{width:100%}
.form-msg{margin:12px 0 0;font-weight:700}
.form-msg.err{color:#b42318}.form-msg.ok{color:#067647}
.invalid{border-color:#b42318!important}

/* apply funnel */
.apply-hero{background:linear-gradient(rgba(10,20,35,.8),rgba(10,20,35,.8)),var(--bg) center/cover;color:#fff;padding:70px 0}
.apply-hero h1,.apply-hero h2{color:#fff}
.apply-hero h2{font-size:1.5rem;font-weight:700;opacity:.9}
.apply-box{max-width:560px;margin:30px auto 0;color:var(--text)}
.opts{display:grid;grid-template-columns:1fr 1fr;gap:10px;margin:10px 0 18px}
@media (max-width:520px){.opts{grid-template-columns:1fr}}
.opts label{margin:0;border:1px solid #cfd6de;border-radius:6px;padding:12px;cursor:pointer;font-weight:700;display:flex;gap:8px;align-items:center}
.opts input{width:auto;margin:0}
.opts label:has(input:checked){border-color:var(--brand);background:#e8f2fb}
.hidden{display:none!important}
.result-title{font-size:1.6rem;font-weight:900;color:var(--ink);margin-bottom:8px}
.topbar{background:var(--dark);color:#fff;font-size:.9rem}
.topbar .wrap{display:flex;gap:24px;justify-content:flex-end;padding:8px 20px;flex-wrap:wrap}
.topbar a{color:#fff;text-decoration:none}

/* footer */
.site-footer{background:#0b1522;color:#c9d2dd;padding:60px 0 0;margin-top:0}
.site-footer a{color:#fff;text-decoration:none}
.footer-grid{display:grid;grid-template-columns:2fr 1fr 1fr;gap:40px}
.footer-grid img{background:#fff;border-radius:6px;padding:8px}
.footer-h{color:#fff;font-size:1.05rem}
.footer-bottom{border-top:1px solid rgba(255,255,255,.1);margin-top:40px;padding:20px;font-size:.9rem}
@media (max-width:760px){.footer-grid{grid-template-columns:1fr}}
.cards.cards-2{grid-template-columns:1fr 1fr}
@media (max-width:600px){.cards.cards-2{grid-template-columns:1fr}}
.badges img{max-width:100%}